Between inflation, a slowing Canadian economy and Donald Trump's trade policies, predicting mortgage rates has become increasingly difficult. Rick discusses what's driving mortgage rates in Canada, why fixed and variable rates don't always move together, and what Ontario homeowners should consider when renewing or refinancing.
Mortgages, money, the economy, and whatever else deserves a closer look.
There's already enough noise out there. Every day brings another headline, another prediction, and another expert telling us what's going to happen next.
Sometimes those stories deserve a closer look. Sometimes they don't.
The Mortgage Perspective is an occasional video commentary from Rick Bettencourt of Chartered Finance, CCF Mortgages.
It's a place to discuss what's happening, question assumptions, and put important developments into perspective.
There won't be an episode every week. There may not even be one every month. When something interesting happens, or there's something worth explaining, we'll talk about it.
The conversation starts with mortgages, but it doesn't necessarily end there.
Interest rates, financial markets, economic policy, trade, banking, consumer debt and government decisions can all affect the choices Ontario homeowners make.
And sometimes we'll discuss a topic simply because it's interesting, relevant, or deserves a different perspective.
Every episode in one place. Browse previous discussions and catch up on topics you missed. Newest episodes appear first.
Our first episode is available above. As new podcasts are released, previous conversations will appear here.
The podcast covers the bigger picture. Your own mortgage situation deserves individual attention. If you have a question about your mortgage options in Ontario, we're here to help.
Contact CCF Mortgages →